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Evita cometer estos errores en WordPress #infografia #infographic #socialmedia

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Una infografía que nos dice: evita cometer estos errores en WordPress. Vía


Un saludo


Evita cometer estos errores en WordPress

Evita cometer estos errores en WordPress





Archivado en: Infografía, Sociedad de la información Tagged: Blogs, Infografía, internet, tic, Web 2.0., Wordpress



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via Alfredo Vela Posteado por www.bscformacion.com

50 mejores restaurantes del Mundo 2014 #infografia #infographic #tourism

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Una infografía con los 50 mejores restaurantes del Mundo 2014. Vía


Un saludo


50 mejores restaurantes del Mundo 2014

50 mejores restaurantes del Mundo 2014





Archivado en: Infografía Tagged: Infografía, Turismo



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via Alfredo Vela Posteado por www.bscformacion.com

Superempendedores #infografia #infographic #entrepreneurship

Superempendedores

Superempendedores





Archivado en: Economía, Emprendedores, Infografía Tagged: Economía, Emprendedores, Infografía



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16 herramientas para gestionar tus Redes Sociales #infografia #infographic #socialmedia

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Una infografía con 16 herramientas para gestionar tus Redes Sociales. Vía


Un saludo


16 herramientas para gestionar tus Redes Sociales

16 herramientas para gestionar tus Redes Sociales





Archivado en: Infografía, Redes Sociales, Sociedad de la información Tagged: Infografía, internet, redes sociales, tic, Web 2.0.



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30 claves para estudiar y trabajar en Alemania #infografia #infographic #empleo

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Una infografía con 30 claves para estudiar y trabajar en Alemania. Vía


Un saludo


30 claves para estudiar y trabajar en Alemania

30 claves para estudiar y trabajar en Alemania





Archivado en: Formación, Infografía, Inserción laboral Tagged: formación, Infografía, Inserción laboral



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Sen. Elizabeth Warren Introduces Legislation To Allow Refinancing Of Many Student Loans

9710055797_9f7a16f836 Students who took out their first federal student loan this past fall will someday be glad that they are only paying 3.86%. Just ask those of us whose loans were nearly double that percentage. But a new bill introduced in the Senate today by Massachusetts Senator Elizabeth Warren would allow student loan borrowers to refinance at the rates set for new borrowers by last year’s legislation.


The Bank On Students Emergency Loan Refinancing Act [PDF] would give those with outstanding federal and private student loan debt the opportunity to refinance at the rate offered to first-time borrowers.


That rate was set last summer by legislation that tied student loan interest rates to the yield rate on 10-year treasury bonds. While that change ensured that new borrowers are getting very accommodating interest rates, it didn’t do anything to deal with the more than 1 trillion dollars in student loan debt that is currently on the books for around 40 million Americans.


Even certain private loans may be eligible for refinancing at the lower rates. Borrowers would need to be current on their private loan payments and meet debt-to-income ratios that would be determined by the Dept. of Education if the bill were to pass.


“Exploding student loan debt is crushing young people and dragging down our economy,” said Senator Warren. “Allowing students to refinance their loans would put money back in the pockets of people who invested in their education. These students didn’t go to the mall and run up charges on a credit card. They worked hard and learned new skills that will benefit this country and help us build a stronger middle class and a stronger America.”


The huge roadblock facing the bill is how it would be financed. Warren points to a recent GAO report that estimates the government will make $66 billion off of federal student loans disbursed between 2007 and 2012 as an indicator that there is room for refinancing.


“This is $66 billion on just the loans issued during that period. That is insane,” Warren told MassLive.com. “This (bill) brings that down. Instead of taxing students who can’t afford to pay for college up front, it says we are investing in those students.”


The legislation also introduces a number of tax reforms intended to enact what has been dubbed the “Buffett Rule,” in reference to billionaire Warren Buffett’s statement that he shouldn’t pay lower taxes than his secretary.


In 2012, lawmakers tried to pass financial reform that would have done just that by guaranteeing those that earn at $2 million or more pay a federal income tax rate of at least 30%. However, that bill was defeated in the Senate.


That said, Warren tells the Wall Street Journal that she may be flexible about how the refinancing would be funded.


“I would be delighted to work with the Republicans to find a way to pay for this,” the Senator explained.




by Chris Morran via Consumerist

1800Flowers Keeps Delivering Dead Flowers To Grandma

Mother’s Day, one of our nation’s major flower-sending holidays, is coming soon. We don’t want to shame the industry over a whole new bouquet of crappy flower deliveries, but it’s inevitable every year. This May, we’re kicking off the festivities early with 1800Flowers, which is seemingly unable to send Lucy’s mom any tulips that aren’t dead.


It’s actually Lucy’s daughter who sent the flowers: she lives in a different state, but Lucy and her mother live in the same city. The grandmother, who is in her eighties, recently was hit by a car and sustained only minor injuries. (Yay!) Her granddaughter decided to send a pretty plant to cheer her up. Instead, what 1800Flowers sent was a reminder that death stalks us at every turn.


Here’s what was supposed to arrive:


unnamed


Now, the plant isn’t supposed to arrive in bloom: it blooms in a few weeks. “Don’t think this baby is going to bloom,” Lucy observes. Nope.


tulip-arrives


Maybe it was going to sprout after delivery, and these tulips were just a little slow? Well…here’s that original plant a week after delivery:


tulip-now


Naturally, the granddaughter was horrified when she saw a picture of the flowers that showed up. 1800Flowers sent a coupon and promised to re-deliver a live plant. Here’s what she got:


plant-6


Lucy describes it as octopus-like, “yellow with shriveled buds.” In relative terms, it is more alive than the original plant. It has leaves and buds! Dead-looking ones, but it’s an improvement.


Now, the granddaughter awaits her refund from 1800Flowers, and her grandmother has two new pots that look like mini fancy wastebaskets. Maybe she can put a living plant in them.




by Laura Northrup via Consumerist