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Una infografía sobre: Con que rapidez evoluciona la tecnología. Vía
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Con que rapidez evoluciona la tecnología
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Una infografía con 9 ideas para descubrir que te apasiona.
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9 ideas para descubrir que te apasiona
A noticed filed by the commission yesterday says there’s enough evidence of discriminatory actions to merit a hearing on the complex’s gym rule, reports CBS New York. Market-rate tenants in the building tend to be younger, the complaint says.
A 75-year-old rent-regulated tenant says in her complaint that she found out the gym would only be, in her words, “for the market-rate tenants, period,” after a sign was allegedly posted on the gym door ordering users not to hold the door for others.
“You don’t get to make me a second-class citizen in my own home — just not going to happen,” said the woman, who’s been living in the building for more than 40 years. Her complaint is supported by Public Advocate Letitia James and other officials.
She says she hopes that now the landlord will open up the gym to any paying tenant — heck, just because she’s older doesn’t mean she doesn’t want to work out.
“I’m looking forward to Zumba classes,” she says.
Upper West Side Apt Building’s Policy Barring Low-Paying Tenants From Using Gym May Be Discriminatory [CBS New York]
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Una infografía sobre la Planificación de la actividad preventiva. Vía
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Planificación de la actividad preventiva
(U.S. National Archives)
Over at the Washington Post’s Wonkblog, Ana Swanson takes note of the in-depth pictorial guide from the forestry department, a nicely illustrated chart that outlines the ingredients and portioning for an Old Fashioned, Manhattan, a gin fizz, something called “Stars & Stripes” and more.
The chart, which is currently living in the U.S. National Archives in Washington, D.C., also has illustrations detailing everything from what a “dash” of something is to sugar cubes.
Further proving that these workers liked to get a chuckle while on the job, the chart includes the names of those who checked it over, “self-appointed barmasters” named I Mixum, Ima Sot, Jim Beam and I.P. Freely.
Potty humor and booze together — a partnership that will never get old.
A 1974 government document shows how to make a proper cocktail [Chicago Tribune]
As the economy continues to improve, credit card issuers have begun to loosen their vice grip on lending standards in order to raise borrowing limits for consumers. But the move to provide extend credit to those with blemished histories has raised concerns with consumer groups.
The Los Angeles Times reports that banks have more readily raised borrowing limits for credit card customers in recent months, despite the fact that many of those consumers asking for increases are considered amongst the most risky borrowers.
In fact, according to a Federal Reserve Bank of New York survey, credit card firms approved 76% of all requests from cardholders for higher borrowing limits in February.
Analysts say the willingness to extend addition credit to consumers comes at a time when bank and credit issuer revenue has fallen because of tighter regulations and low-interest rates.
The loss of profit, coupled with other factors such as smaller loan losses, labor market stabilization and consumers’ desire to spend more have combined to create an environment more accommodating to lending.
“Credit card issuers are feeling a lot better about the economy and their position,” Bill Hardekopf, chief executive of LowCards.com, a credit card comparison website, tells the L.A. Times. “They want to generate some new business.”
However, it’s the way in which these banks have tried to generate new business – by approving credit increases for subprime borrowers – that worries consumer advocates.
Nearly half of the subprime borrowers – those with credit scores less than 680 – who applied for increased limits were approved in February.
In the past, subprime borrowers have faced higher interest rates and fees because they are considered riskier borrowers.
Another report from the American Bankers Association confirmed the trend in increased subprime borrowers, finding those cardholders are taking on more debt than any other category of borrower.
“Credit cards are very useful for many people,” Lauren Saunders, managing attorney at the National Consumer Law Center, tells the L.A. Times. “But it’s way too easy to get in over your head, and we do worry about extending too much credit to people who should be trying to live within a budget instead of taking on more debt.”
In contrast, those in the banking industry say there’s never been a better time for consumers to seek out additional credit, especially since the approvals are for current cardholders, not new accounts.
“You already know what they’re doing,” Christine Pratt, a senior analyst with Aite Group, tells the L.A. Times. “You know what they look like. It’s not like you’re going out and grabbing new ones.”
Even though cardholders likely understand their obligations, analysts at Standard & Poor’s Investor Service say the looser lending standards will likely also increase missed credit payments in the future.
An increase in missed payments could then translate into an upswing in credit card delinquencies, which have fallen sharply over the past three years.
Banks raising credit card borrowing limits for subprime customers [The Los Angeles Times]
In the newest effort as part of the Underawareness campaign, which launched last year, Kimberly-Clark Corp’s Depend has a bunch of younger women strutting around without pants on to showcase the brand’s new Silhouette Active Fit, reports AdAge, as seen in ads launching next week.
The campaign seeks to show that adult incontinence is widespread, and can effect people of all ages.
“It’s a recognition that many women with bladder leakage worry that people can tell,” said Liz Metz, brand director of Depend, adding that the ads are “recognition that one in three women deal with this issue, and they come in all shapes and sizes.”
Depend is shaping up in preparation to face competition from Procter & Gamble, which launched Always Discreet incontinence products last summer after previously ditching its Attend line. It now has a 9% share of the U.S. market, according to the VP of North American baby, feminine and adult care for P&G.
Along with young people strolling around in their Depend underoos, the brand also has celebrity stylist/Queer Eye for the Straight Guy personality Carson Kressley as a PR and social media pitchman to help appeal to the fashion-conscious out there dealing with bladder control issues.
Depend Tries on a Sexy Look to Compete in a Hot Category [AdAge]
