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Una infografía con 10 preguntas de difícil respuesta sobre Redes Sociales y empresas. Vía anfix
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10 preguntas de difícil respuesta sobre Redes Sociales y empresas
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Una infografía con los síntomas de que necesitas profesionalizar tus Redes Sociales. Vía
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Síntomas de que necesitas profesionalizar tus Redes Sociales
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Una infografía con una Guía para afinar tus anuncios en Facebook Ads. Vía
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Guía para afinar tus anuncios en Facebook Ads
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Una infografía sobre cómo evitar la tendinitis por el uso del móvil. Vía
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Cómo evitar la tendinitis por el uso del móvil
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Una infografía con 8 Reglas de Oro para una Empresa en Redes Sociales. Vía
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8 Reglas de Oro para una Empresa en Redes Sociales
Homeowners underwater with their mortgages and those who lost their homes to foreclosure could be seeing a bit of relief now that several federal agencies and state attorneys generals have filed an order requiring SunTrust Mortgage, Inc. to provide restitution for servicing wrongs.
The Consumer Financial Protection Bureau, the Department of Justice, Department of Housing and Urban Development and attorneys general from 49 states and the District of Columbia filed the proposed federal court order requiring the mortgage company to provide $500 million in loss-mitigation relief to underwater borrowers and to pay $40 million to approximately 48,000 consumers who lost their homes to foreclosure because of illegal practices the company took part in from 2008 to 2013.
The company will also have to pay $10 million to the federal government to settle its alleged systematic mortgaged servicing misconduct, including the use of robo-signing and illegal foreclosure practices.
Also on Tuesday, the Department of Justice announced that the company must pay $418 million in penalties in a parallel mortgaged lending filing.
As a mortgage servicer Virginia-based SunTrust is responsible for collecting payments from the mortgage borrower on behalf of the owner of the loan. However, regulators found substantial evidence that SunTrust engaged in misconduct putting thousands of people at risk of losing their homes.
Regulators allege that SunTrust took part in the following illegal practices:
To settle the allegations of misconduct, the CFPB, federal agencies and attorneys general will require the company to correct its practices and provide relief to harmed consumers.
Over a three-year period, SunTrust must provide more than $500 million in loss mitigation relief to consumers, including reducing the principal on mortgages for borrowers who are at risk of default and reducing mortgage interest rates for homeowners who are current but underwater on their mortgages.
SunTrust must refund $40 million to consumers whose loans it services who lost their homes to foreclosure between January 1, 2008 and December 31, 2013.
The CFPB stipulates that all consumers who submit valid claims will receive an equal share of the $40 million. Those borrowers who receive payments can still seek additional relieve in the courts.
Additionally, SunTrust must establish additional homeowner protections, including protections for consumers in bankruptcy.
CFPB, Federal Partners, and State Attorneys General File Order Requiring SunTrust to Provide $540 Million in Relief to Homeowners for Servicing Wrongs [Consumer Financial Protection Bureau]
Good news from Best Buy! Remember reader Christopher? He was shopping for a dryer on the Best Buy web site when he saw that while the delivery on his dryer is free, but delivery on his $30 power cord cost $70. There’s good news: Best Buy contacted him through us, and he learned that this was all a terrible mistake.
Sure, he could probably use the cord from his old dryer, and he could always go pick up the cord for free if he’s able to travel to the store, but that’s not the point. Fortunately, it was all a terrible misunderstanding within the poorly set up system. One reader told us that the delivery fee for the dryer would be waived once you go all the way through checkout, but this would require going all the way through checkout.
“Best Buy reached back out to me and advised this was a glitch with the website that has been corrected,” Christopher updated us. “I’ve checked a few times over the past couple of days, and it does look like it’s working properly now.”
More importantly, his new dryer has been delivered and is working just great.
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Best Buy Delivers Your Appliance For Free, Power Cord For $70
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Un infografía sobre ZEN y gestión del estrés en el lugar de trabajo.
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Data and Infographic by Hollywood Psychics. Hollywood Psychics
